Financing

There are 3 ways to get a car loan: 1) we can connect you with a custom-fitted loan,

2) you can shop around for a loan by yourself, or

3) we can finance you ourselves without any outside finance company.

1) We can find a loan for you-

We are set up with several banks and finance companies here, and often we can get you approved with a low interest loan custom fitted to your needs in about 30 minutes. The rougher your credit is or the weaker your credit is, the higher interest the loan will be. If your credit is weak, sometimes having a friend or family-member with stronger credit signing with you can help. Another thing to help get you approved is a larger down-payment. Your monthly payments would be made to the bank that we connect you with, not to us.

2) We can finance you in-house-

If you can't get approved through a finance company, or you would rather not, we can finance you ourselves. We require about 50% of the price of the car, depending on the car, and then monthly payments would be made here at our office. You can mail the payments, set up a bank transfer, or bring them in physically. After your last payment, we will hand you the signed-off title, at which point, your car will be solely and completely yours, free and clear! 

3) You can find your own loan-

If you prefer to work with your own bank or credit union, you are free to do that. We've worked with pretty much all the ones in town, and several out of town and out of state. Your bank or credit union might require a purchase order or other documents that we are happy to provide, and then they will issue a cashier's check in our name. Once you hand that over and have signed all purchasing documents, the car is yours, and you will make your monthly payments to your bank.

No matter what option you choose, we'll help you drive off the lot in the car you want, the way you want!